Allahumma Inni Audhu Bika Minal Hammi Wal Hazan

اللهم إني أعوذ بك من الهم والحزن
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Allahumma inni audhu bika minal hammi wal hazan wa audhu bika minal ajzi wal kasal wa audhu bika minal jubni wal bukhl wa audhu bika min ghalabatid dayni wa qahrir rijal.
O Allah, I seek refuge in You from anxiety and grief, weakness and laziness, cowardice and miserliness, and from being overcome by debt and overpowered by people.